Bhugtaan is a comprehensive digital bill payment collection application that enables public utilities, state government departments, public sector undertakings, and enterprises to collect bill payments through various interfaces viz. cash collection counters, web applications, mobile apps, bill payment machines, Village Level Entrepreneurs (VLEs)/suvida kendras, post offices, Bharat Bill Payment System (BBPS), Unified Payment Interface (UPI), Point of Sale (PoS) terminals, bank interfaces viz. ATM, phone banking, internet/mobile banking, etc.
Bhugtaan integrates various interfaces as a single service and supports various payment instruments viz. cash, cheque, draft, credit cards, debit cards, net banking, NEFT, RTGS, and money wallets.
In addition, it features real-time transaction monitoring, automatic reconciliation, fraud prevention, immediate defaulters detection, business analytics, and management information systems.